A Premium Bonds saver won a £50,000 prize in this month’s prize draw with just £45 stashed in their account.
In a true sign that good things come to those who wait, the winner, from the East Riding of Yorkshire, purchased their winning bond 51 years ago in September 1974.
It means this winner has seen their original investment of £45 in 1997 balloon 111,011 per cent to £50,000 today.
The £50,000 prize is the third largest prize tier in the draw and this month there were 150 handed out.
The winners of the £1million jackpot prizes this month came from County Durham and Cumbria. Both held the maximum £50,000 in Premium Bonds.
The Durham winner purchased their winning bond in June 2014 and the Cumbria winner purchased theirs in April 2015.
A Premium Bonds holder has snagged a £50,000 prize with a tiny holding of £45 from a bond they bought in 1974
Often, winners of the top prize have the maximum £50,000 holding – but last month an exceptionally lucky Premium Bonds holder won a £1million jackpot prize in August’s Premium Bonds prize with just £7,000 stashed in Premium Bonds.
In this month’s prize draw, a total of 6million prizes worth £398million will be paid out. There were 132billion eligible bond numbers in the draw.
In August’s prize draw last month, the Premium Bonds prize fund fell to 3.6 per cent from 3.8 per cent.
The prize fund rate represents the average return a Premium Bonds saver with average luck would receive throughout the year.
Premium Bonds Winners
| Prize | Area | Value of bond |
| £1,000,000 | County Durham | £30,000 |
| £1,000,000 | Cumbria | £9,480 |
| £100,000 | Hertfordshire | £35,000 |
| £100,000 | Birmingham | £10,000 |
| £100,000 | West Sussex | £30,000 |
| £100,000 | Northern Ireland | £14,776 |
| £100,000 | Tyne And Wear | £5,000 |
| £100,000 | Outer London | £10,000 |
More September 2025 winners
View list of September 2025 winners
The odds of winning a prize remain at 22,000 to one and in this month’s draw there were two £1million prizes, 76 £100,000 prizes and 150 £50,000 prizes.
At the end of last month National Savings & Investments, which runs the Premium Bonds prize draw announced it had raised £2.5billion from savers cash between April and June – the first quarter of its financial year.
At that rate, it is on course to hit £10billion for the year, which is within its target of £12billion with leeway of £4billion each side.
But if it looks likely NS&I will overshoot this target, it will have to act – potentially by cutting the Premium Bonds prize again as savings experts have warned.
A cut would be the fourth this year, down from 4.15 per cent in January.
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